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Plot summary

Rollover (1981) Plot Summary & Timeline

Rollover (1981) movie poster

Rollover is a 1981 drama and mystery film directed by Alan J. Pakula, running 1 hour 56 minutes. This page retells the whole story in 820 words (about 4 minutes to read) and covers 14 key events in order, 4 characters, where and when it is set and 3 themes. Looking for the cast, ratings and where to stream it? See the movie page for Rollover.

to read the plot summary
4 min
key events in the timeline
14
characters profiled
4
themes explained
3
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Rollover (1981) movie poster
Released
Runtime
1h 56m
Director
Alan J. Pakula
Original language
English
No spoilers

What Is Rollover About?

The premise of Rollover in 297 words, with nothing given away. The full story follows below.

In the high‑stakes world of 1970s finance, New York’s towering banks pulse with a restless energy, their corridors echoing the frantic rhythm of global markets. Into this glittering yet fragile arena steps Hub Smith, a seasoned financial expert whose reputation rests on turning desperate situations into profitable opportunities. Across the country, the oil‑rich plains of Texas hold their own secrets, and there, Lee Winters—a widowed heir to a once‑dominant petrochemical empire—finds herself navigating a maze of corporate intrigue while grieving a loss that still haunts her. Their paths converge when Lee seeks Hub’s expertise to secure a lifeline for her company, drawing both into a labyrinth where business and personal stakes are inseparably entwined.

The film’s tone balances sleek, almost clinical corporate maneuvering with a simmering undercurrent of human vulnerability. The polished boardrooms and bustling trading floors are juxtaposed against the stark, sun‑baked expanses of oil fields and the intimate, dimly lit gatherings of the elite, each setting hinting at the weight of decisions that could ripple through economies. As Hub delves deeper into the case, the allure of power, wealth, and hidden agendas becomes a seductive force, while Lee’s fierce determination to preserve her legacy reveals a resolve that challenges traditional expectations of a grieving widow.

Amidst this backdrop of high finance and oil politics, the story explores how ambition can blur ethical lines and how personal desire can both empower and endanger. Hub and Lee’s evolving partnership becomes a study in trust and temptation, set against a world where a single misstep can unleash far‑reaching consequences. The atmosphere is charged with an ever‑present sense of risk, inviting the audience to wonder how far these two will go to protect what they value most, and what secrets lie beneath the surface of their carefully constructed facades.

Full plot

What Happens in Rollover?

The complete story of Rollover, from the first scene to the last, in 820 words (about 4 minutes). Spoilers throughout. Names in the text link to 6 cast member pages.

Spoilers ahead

At Boro National Bank in New York City, a critical financial crisis begins when executive Roy Lefcourt suddenly instructs his traders to unload a staggering $100 million in shares. This chaotic move triggers a significant devaluation of the U.S. currency, sending shockwaves through the financial system. In a desperate bid to stabilize the situation, Maxwell Emery, played by Hume Cronyn, the chairman of First New York Bank, intervenes by bailing out Boro National with a $40 million infusion.

As the tension rises, the plot thickens with the shocking murder of millionaire industrialist Charlie Winters, portrayed by Garrison Lane. He is found brutally stabbed to death in his office at Winterchem Corp. just moments after uncovering illicit payment instructions connected to First New York Bank involving what appears to be a nefarious secret account, account 21214. The murderer steals critical documents that could expose the scandal, setting off a chain reaction of events.

Meanwhile, Lee Winters, played by the legendary Jane Fonda, is hosting a glamorous charity event at the National History Museum. As she navigates the aftermath of her husband’s murder, Hubble ‘Hub’ Smith, brought to life by Kris Kristofferson, is approached by Maxwell with a promising opportunity at Boro National. Initially hesitant to rescue the struggling bank, Hub’s perspective shifts dramatically upon witnessing Lee grappling with her loss. In a moment of reflection, he comes to understand the “illusion of safety,” ultimately deciding to take a stand and embrace the challenge before him.

On his inaugural day at Boro National, Hub devises a plan to restore the bank’s fortunes by seeking a high-stakes client for a multi-million dollar loan. His sights are set on Winterchem Corp., where he engages in a luncheon with Lee and her team of executives. Despite the somber discussions regarding cutbacks, Lee adamantly advocates for expansion, proposing the acquisition of a petrochemical plant in Spain. In a bold move, Hub excuses himself to privately inform Lee that her ambitious plan is doomed.

The evolving dynamic between Lee and Hub takes center stage when she unexpectedly confronts him in his office, and he subsequently visits her townhouse that same evening. During their conversation, Hub acknowledges his earlier misjudgment and praises Lee’s sharp business instincts. He suggests that she could ascend to the position of chairman at Winterchem if her deal in Spain is successful, offering her a lifeline in the form of a $500 million loan, ensuring Boro will retain a modest 1% commission to solidify their safety.

As Lee becomes increasingly aware of the scheming politics at Winterchem, where executives conspire to undermine her authority, she creatively stages a meeting with a Japanese competitor in a strategic move to reclaim her company. In a pivotal moment, fear of losing her stock prompts the Winterchem excutives to reconsider their stance, culminating in a passionate encounter between Lee and Hub.

Their intimate relationship deepens as Lee and Hub travel to Saudi Arabia to negotiate the significant loan. However, Lee is taken aback to learn that her stock is leveraged as collateral. In a moment of vulnerability, she expresses her fears and Hub reassures her of Boro National’s backing, revealing his deeper desire for partnership beyond mere financial gains.

Returning to Boro National, Hub finds himself at odds with an inexplicable order to “hold” $95 million in Saudi funds, which would cost the bank a fortune in lost interest. While Hub’s associate, Roy Lefcourt, panics and seeks assistance from the Federal Reserve, Hub insists on a one-night wait, gathering his top associates Gil Hovey and Betsy Okamoto for a critical “all-nighter” at the trading floor.

In a dramatic turn, Lee discovers a hidden cassette tape containing a recording that links her husband’s murder to a federal bank examiner named Mr. Fewster, which serves as a troubling catalyst for her investigations into the secret account. Meanwhile, Hub uncovers damning details about Maxwell’s operation and his own exploitation as a pawn in the grand scheme, revealing a wider conspiracy that threatens the economy.

In a tense confrontation, Lee proposes a deal to the Saudis, offering silence in exchange for retaining control over Winterchem. Amidst escalating stakes, Hub defends Lee as she grapples with a murder attempt set in motion by the corrupt underbelly of the banking world. The fallout from these events catalyzes a global economic crisis, sending shockwaves through every financial institution worldwide, ultimately culminating in chaos and leading to a horrific realization that the global economy lies in ruins.

As the world descends into panic and disorder, the imagery of a ghostly Boro National Bank, deserted and shrouded in darkness, serves as a stark reminder of the consequences of unchecked greed and corruption. In the haunting final moments, Hub is left grappling with the remnants of their shattered financial empire, alongside Lee, who offers not just her partnership but a chance to rebuild and start anew, aiming to rekindle hope for their future and the world at large.

Timeline

Rollover Timeline: Every Key Event in Order

14 key events in the order they happen, from “Boro National Bank Crisis Begins” to “A New Beginning for Hub and Lee”. 14 events name a place, across 11 locations.

  1. 1

    Boro National Bank Crisis Begins

    At Boro National Bank in New York City, executive Roy Lefcourt suddenly orders the traders to liquidate $100 million in shares. This drastic move causes the value of U.S. currency to plummet, triggering a financial crisis.

    Where:Boro National Bank, New York City

  2. 2

    Bailout from First New York Bank

    In response to the chaos at Boro National, Maxwell Emery, the chairman of First New York Bank, provides a bailout of $40 million. This financial assistance is a temporary measure to stabilize Boro National amid the growing crisis.

    Where:First New York Bank

  3. 3

    Murder of Charlie Winters

    Charlie Winters, an industrialist, is murdered in his office at the World Trade Center. He discovers illicit payment instructions and is killed to prevent further exposure of corrupt practices involving First New York Bank.

    Where:World Trade Center

  4. 4

    Lee Winters Hosts Charity Event

    Lee Winters, Charlie's wife and former actress, hosts a charity event at the National History Museum. During the event, Maxwell Emery offers Hubble 'Hub' Smith a crucial position at Boro National, which he initially hesitates to accept.

    Where:National History Museum

  5. 5

    Hub Smith Starts at Boro National

    On his first day at Boro National, Hub plans to find a customer in urgent need of a multi-million dollar loan. He targets Winterchem Corp., thus initiating a series of events that could save the struggling bank.

    Where:Boro National Bank

  6. 6

    Lee Proposes Expansion at Winterchem

    During a restaurant luncheon with Winterchem executives, Lee suggests a bold plan to buy a petrochemical plant in Spain. Despite initial pushback from the executives, her determination shines through.

    Where:Restaurant

  7. 7

    Hub Offers Financial Assistance to Lee

    After a confrontation in his office, Hub visits Lee at her townhouse to apologize and propose a significant loan to help her business. He believes that her potential success could save both Winterchem and Boro National.

    Where:Lee's Townhouse

  8. 8

    Lee Faces Pushback from Winterchem Executives

    Lee discovers that Winterchem executives are actively trying to limit her authority and intentions of refusing her expansion plans. This revelation leads her to take strategic actions to regain control.

    Where:Winterchem Corp.

  9. 9

    Negotiation in Saudi Arabia

    Hub and Lee travel to Saudi Arabia to negotiate the terms of a $500 million loan from Arab investors. Lee learns that her Winterchem stock is being used as collateral, leading to a tense discussion about their financial futures.

    Where:Saudi Arabia

  10. 10

    Hub Discovers Secret Account Scheme

    Back at Boro National, Hub becomes suspicious of a hold on $95 million in funds, realizing it's tied to Maxwell's secret scheme. His inquiry leads him deeper into a world of deception and impending disaster.

    Where:Boro National Bank

Show the other 4 events of Rollover
  1. 11

    Lee Learns About the Underlying Threat

    Lee travels to Washington D.C. and meets with a federal bank examiner, Jerry Fewster. He reluctantly informs her about the dangerous implications of account 21214, recognizing the threat it poses to Boro National.

    Where:Washington D.C.

  2. 12

    Boro National Faces Economic Collapse

    With panic spreading throughout the financial world, the market collapses, leaving currencies worthless. The entire economy crumbles, leading to widespread rioting and uncertainty across the globe.

    Where:Worldwide

  3. 13

    Maxwell Emery's Fate

    As the economic crisis escalates, Maxwell Emery is found dead in his office, presumed to have committed suicide. His actions and greed contribute substantially to the financial chaos, marking the end of his power.

    Where:First New York Bank

  4. 14

    A New Beginning for Hub and Lee

    In the aftermath of the crisis, Hub remains alone in the now-deserted Boro National Bank. Lee joins him, and together they discuss the possibility of rebuilding their lives and starting anew in the devastated economic landscape.

    Where:Boro National Bank

Characters

Who Are the Main Characters in Rollover?

4 characters, among them Roy Lefcourt (Josef Sommer), Maxwell Emery (Hume Cronyn) and Lee Winters (Jane Fonda): who each one is and the part they play in the story. Every profile links to the actor’s page.

  • RL

    Roy Lefcourt (Josef Sommer)

    Played by Josef Sommer

    Roy Lefcourt is an anxious executive at Boro National Bank who struggles with the immense pressure of financial decisions. His panic sets off a series of events that lead to the bank's potential collapse. His portrayals of fear and responsibility highlight the human cost of corporate decision-making.

    • 🏦 Banking
    • 😰 Anxiety
    • 📉 Responsibility
  • Hume Cronyn as Maxwell Emery (Hume Cronyn) in Rollover

    Maxwell Emery (Hume Cronyn)

    Played by Hume Cronyn

    Maxwell Emery is the cunning chairman of First New York Bank, deeply embroiled in corrupt financial dealings. His actions to safeguard his interests indicate a manipulative character willing to sacrifice others for personal gain. As a mentor to Hub, he represents the darker side of ambition in the banking world.

    • 💼 Manipulative
    • 🔍 Corrupt
    • 🤝 Mentor
  • Jane Fonda as Lee Winters (Jane Fonda) in Rollover

    Lee Winters (Jane Fonda)

    Played by Jane Fonda

    Lee Winters is a determined and astute businesswoman who transitions from a grieving widow to a powerhouse in her own right. Her ability to navigate the corporate landscape and her emotional resilience significantly impact the narrative. Lee exemplifies strength and ambition amid chaos.

    • 💪 Empowerment
    • 📈 Businesswoman
    • 💔 Grief
  • Kris Kristofferson as Hubble 'Hub' Smith (Kris Kristofferson) in Rollover

    Hubble 'Hub' Smith (Kris Kristofferson)

    Played by Kris Kristofferson

    Hubble 'Hub' Smith is a conflicted trader whose moral compass wavers as he navigates the murky waters of financial ethics. His relationship with Lee complicates his decisions, showcasing the tension between personal desire and professional responsibility. Hub's journey reveals the struggles of maintaining integrity in a corrupt system.

    • ⚖️ Morality
    • 😂 Romance
    • 💼 Trader
Setting

Where and When Is Rollover Set?

Rollover is set in New York City, World Trade Center, Saudi Arabia and National History Museum. Here is why the place matters to the story.

When

The film reflects a contemporary setting in the late 20th century, coinciding with significant economic shifts and financial practices within global markets. It captures the tensions and risks associated with investment and the reliance on currency, set against a backdrop of both personal and corporate drama.

Where

New York City, World Trade Center, Saudi Arabia, National History Museum

The movie predominantly takes place in New York City, a bustling metropolis known for its financial district and iconic skyline. Key events unfold at the World Trade Center, renowned as a symbol of commerce and architectural achievement. Additional scenes occur in Saudi Arabia, highlighting international business dealings, as well as at the National History Museum where pivotal charity events occur.

  • 🏙️ City
  • 🏢 Office
  • 🌍 International
  • 📽️ Museum
Themes

What Are the Themes of Rollover?

3 ideas the story keeps returning to, among them Betrayal, Corruption and Global Crisis.

  1. 01

    Betrayal

    The theme of betrayal runs deeply through the narrative, particularly in the relationships between characters like Hub and Lee, as well as the manipulations by Maxwell. Characters face treacherous choices that lead to personal and financial ruin, reflecting on the consequences of deceit in both love and business. This betrayal extends not only to individuals but also affects the entire economic stability.

  2. 02

    Corruption

    Corruption is central to the plot, depicting the illicit financial maneuvers at Boro National and First New York Bank. The characters navigate a world where unethical practices are rampant, and wealth is prioritized over integrity. This theme underscores a critical commentary on the risks of financial corruption and its impacts on society as a whole.

  3. 03

    Global Crisis

    The catastrophic fallout from financial decisions creates a global crisis, prompting panic that transcends borders. The film illustrates how interconnected economies are and how a localized event can spiral into worldwide panic. This theme prompts a reflection on the fragility of economies in an increasingly globalized world.

Tone & mood

What Kind of Film Is Rollover?

Tense in tone, with steady pacing and a moderate story, going by the plot summary.

Tone
Tense
Pacing
Steady
Story
Moderate
Intensity
High
Ending
Bleak

A relentlessly tense and anxious financial thriller that builds a pervasive sense of paranoia and dread as a high-stakes investigation reveals a global conspiracy, culminating in a bleak, chaotic economic collapse.

  • anxious
  • paranoid
  • gripping
  • suspenseful
  • corrosive
  • bleak
  • financial conspiracy
  • corporate corruption
  • economic collapse
  • murder investigation

Content notes: murder, financial collapse, corporate conspiracy.

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FAQ

Rollover Plot Questions

5 quick answers about Rollover, taken from the plot summary, character guide and setting on this page and the film’s credits.

What is Rollover about?

In the high‑stakes world of 1970s finance, New York’s towering banks pulse with a restless energy, their corridors echoing the frantic rhythm of global markets.

Read the full plot summary

When and where does Rollover take place?

Rollover is set in New York City, World Trade Center, Saudi Arabia and National History Museum. The film reflects a contemporary setting in the late 20th century, coinciding with significant economic shifts and financial practices within global markets.

The setting explained

Who are the main characters in Rollover?

The story follows Roy Lefcourt (Josef Sommer) (played by Josef Sommer), Maxwell Emery (Hume Cronyn) (played by Hume Cronyn), Lee Winters (Jane Fonda) (played by Jane Fonda) and Hubble 'Hub' Smith (Kris Kristofferson) (played by Kris Kristofferson).

All the characters

What are the main themes of Rollover?

The summary picks out 3 themes: Betrayal, Corruption and Global Crisis.

The themes explained

Who directed Rollover?

Rollover (1981) was directed by Alan J. Pakula and runs 1 hour 56 minutes.

Alan J. Pakula’s films

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