The Retirement Plan 2023
A mother and daughter find themselves caught up in a dangerous criminal scheme and are forced to seek help from the daughter's father. He's a former adventurer who now lives a quiet life on a tropical island, and reluctantly agrees to help them navigate the perilous situation they're in.
Does The Retirement Plan have end credit scenes?
No!
The Retirement Plan does not have end credit scenes. You can leave when the credits roll.
Meet the Full Cast and Actors of The Retirement Plan
Explore the complete cast of The Retirement Plan, including both lead and supporting actors. Learn who plays each character, discover their past roles and achievements, and find out what makes this ensemble cast stand out in the world of film and television.
Ron Perlman
Bobo
Grace Byers
Hector
Nicolas Cage
Matt
Jackie Earle Haley
Donnie
Jordan Johnson-Hinds
Jimmy
Ernie Hudson
Joseph
Lynn Whitfield
Drisdale
Adam Moryto
Lou
Amber Ashley Smith
Dax Ravina
Samantha Kaine
Helen
Ashley Greene
Ashley
Rick Fox
Christopher
Joel David Moore
Fitzsimmons
Jon Ambrose
Gibson, John
John Thomas Gauthier
Ronnie James Hughes
General
Thalia Campbell
Sarah
Kip Brown
Leon
Blake Garbe
External Links and Streaming Options
Discover where to watch The Retirement Plan online, including streaming platforms, rental options, and official sources. Compare reviews, ratings, and in-depth movie information across sites like IMDb, TMDb, Wikipedia or Rotten Tomatoes.
Ratings and Reviews for The Retirement Plan
See how The Retirement Plan is rated across major platforms like IMDb, Metacritic, and TMDb. Compare audience scores and critic reviews to understand where The Retirement Plan stands among top-rated movies in its genre.
The Movie Echo Score
The Retirement Plan registers a mixed-to-negative consensus, with critics and viewers acknowledging Nicolas Cage's charismatic presence and occasional bursts of entertaining action, yet repeatedly pointing to a thin plot, uneven direction, and low‑budget production values. While the film delivers moments of genre‑bending fun, the prevalence of narrative gaps, sub‑par visual execution, and weak supporting performances dampen its lasting appeal. Consequently, the overall impression leans toward disappointment, limiting its recommendation for a broad audience.
The Movie Echo Score Breakdown for The Retirement Plan
Art & Craft
In terms of direction and visual craftsmanship, the film displays a modestly competent action framework but suffers from noticeable low‑budget constraints. Reviewers cite cheap CGI, poorly executed close‑ups, and inconsistent editing that undermine the overall polish. While occasional set pieces showcase kinetic energy, the predominant lack of nuanced cinematography and hasty production design leaves the artistic execution feeling uneven and under‑cooked.
Character & Emotion
When it comes to character work, Nicolas Cage's self‑referential performance is highlighted as a source of charm and meta humor, anchoring the film's appeal. However, supporting actors receive criticism for shallow portrayals and limited emotional depth, with several reviewers noting amateurish delivery. The disparity between Cage's lively presence and the surrounding cast results in a mixed assessment of the film's overall character vitality.
Story & Flow
Regarding story and narrative flow, the plot is described as riddled with holes, implausible twists, and a repetitive premise that strains credibility. Critics and users alike point to a convoluted premise involving a valuable pen drive and a retiree hero, which often feels forced. Though occasional action sequences provide temporary engagement, the overarching lack of coherence and originality depresses the storytelling score.
Sensory Experience
In the sensory domain, the film delivers a vigorous soundtrack and brisk action pacing that keep the energy high. Yet visual quality is hindered by low‑budget effects, noticeable CGI flaws, and unrefined production design, as noted by several reviewers. Sound design is functional but unremarkable, resulting in a sensory experience that is lively yet compromised by technical shortcomings.
Rewatch Factor
The rewatch factor reflects a divided audience response. Some viewers appreciate the movie as light‑hearted brain candy, citing its entertaining kill‑spree and nostalgic homage as reasons to return. Conversely, many criticize its repetitive jokes, thin narrative, and poor production values, which diminish the incentive for repeat viewings. Overall, the film offers modest replay value for fans of the genre but fails to secure broad lasting appeal.
60%
TOMATOMETER
41%
User Score
5.1 /10
IMDb Rating
60
%
User Score
2.2
4.00/5
From 1 fan rating
Take the Ultimate The Retirement Plan Movie Quiz
Challenge your knowledge of The Retirement Plan with this fun and interactive movie quiz. Test yourself on key plot points, iconic characters, hidden details, and memorable moments to see how well you really know the film.
The Retirement Plan Quiz: Test your knowledge about the action-packed thriller, 'The Retirement Plan'.
What is Ashley's profession?
Full Plot Summary and Ending Explained for The Retirement Plan
Read the complete plot summary of The Retirement Plan, including all major events, twists, and the full ending explained in detail. Explore key characters, themes, hidden meanings, and everything you need to understand the story from beginning to end.
Ashley, a skilled getaway driver, finds herself thrust into a high-stakes adventure as her husband’s abduction triggers an explosive series of events. With her young daughter, Sarah, by her side, Ashley sets off to locate her estranged father, Matt, who has been enjoying a leisurely retirement by the beach in the Cayman Islands. In a twist of fate, Ashley sends Sarah on a solo trip to visit Matt, where the little girl innocently discovers her grandfather’s blissful life, completely unaware of the brewing storm ahead.
Meanwhile, Ashley finds herself in the clutches of Donnie, the ruthless crime lord after a vital hard drive. His henchmen, Bobo and the General, are dispatched to track down Ashley and Sarah. However, Matt, the unpredictable wild card of the family, enters the fray, battling for justice with a flair of his own. The chaos unfolds as Bobo emerges as the only survivor, making off with Sarah and escaping in Matt’s beloved truck.
As the mother-daughter duo navigate through this perilous situation, Ashley begins to uncover the secrets of her father’s hidden past, steeped in deception. Simultaneously, Matt grasps the urgency of the situation and contacts his former handler, Drisdale, seeking information about Donnie’s operations, leading him deeper into a web of intrigue and betrayal. Things intensify when Matt reconnects with his old ally Joseph, who reveals that Donnie is in the employ of the enigmatic Hector, a woman with her own hidden motives. As good and evil clash in a tumultuous storm of bullets and brawls, Ashley and Sarah fight for their survival against their captors.
In a gripping final confrontation, Matt orchestrates a bold attack on Hector’s heavily fortified compound, skillfully dispatching henchmen left and right. But just when he believes he has the upper hand, Donnie seizes Ashley and Sarah, thrusting them into a tense standoff that escalates into a violent shootout. Ultimately, Fitzsimmons, exposed as a traitor, takes out Donnie, only to find himself meeting a grim fate at the hands of Drisdale, who had been manipulating the events all along. In the aftermath, it is Drisdale’s superior who claims the hard drive, setting the stage to leverage its secrets for his own political ambitions.
Watch Trailers, Clips & Behind-the-Scenes for The Retirement Plan
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Cars Featured in The Retirement Plan
Explore all cars featured in The Retirement Plan, including their makes, models, scenes they appear in, and their significance to the plot. A must-read for car enthusiasts and movie buffs alike.
The Retirement Plan Themes and Keywords
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The Retirement Plan Other Names and Titles
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