
When Anna Penn and Charlie Hudson cross paths while each is finalizing her own wedding, chemistry ignites despite both being engaged to other partners. Sharing a New York City hotel while planning their respective nuptials, they spend days and evenings together and begin to question whether the people they’re about to marry are truly right for them.
Does It Had to Be You have end credit scenes?
No!
It Had to Be You does not have end credit scenes. You can leave when the credits roll.
Explore the complete cast of It Had to Be You, including both lead and supporting actors. Learn who plays each character, discover their past roles and achievements, and find out what makes this ensemble cast stand out in the world of film and television.

Olivia d'Abo
Tracey Meltempi

Michael Rispoli
Henry Taylor

Rebecca Wisocky
Waitress

Frankie Muniz
Young Plaza Ambassador

Joelle Carter
Claire Parker

Michael Vartan
Charlie Hudson

Emmy Rossum
Young Girl

Tony Sirico
Ricky Valentino

Jennifer Bassey
Mrs. Allen

Faith Prince
Madelaine at Bergdorf Goodman

Natasha Henstridge
Anna Penn

George DiCenzo
Mel

George Ede
Father Fitzpatrick

David Healy
David Allen

Phyllis Newman
Judith Penn

Garry Pastore
Detective #1

Hillary B. Smith
Bulgari Sales Woman

John 'Cha Cha' Ciarcia
Cha Cha

Joseph Tudisco
Bellhop #1

James A. Baffico
Desk Sergeant

Steven Feder

Don Stephenson
Waiter

Lorraine Mazzola
Mindy

Tod Engle
Mickey

Larry Fleischman
Barney

Jeff Mazzola
Bellhop #2

Tracey Morton
Julia at The Plaza Front Desk

Stephen Love
Front Desk Clerk

Barry Preston
Maitre'd Oak Room

Joey Baldwin
Detective #2

Donnah Welby
Young Girl's Mother

John Polce
Bartender Oak Bar

Stephen Goodman
Maitre'D Palm Court

Stella Bach
Francesca

Mark Groubert
Bar Patron

Brenda Bergman
Bobby Love's Wedding Band

Jeffrey Howard
Bobby Love's Wedding Band

John Bader
Plumber (uncredited)

Dar Billingham
Waitress (uncredited)

Edward Hibbert
Stanley (uncredited)

Carmine Raspaolo
Chico (uncredited)
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Challenge your knowledge of It Had to Be You with this fun and interactive movie quiz. Test yourself on key plot points, iconic characters, hidden details, and memorable moments to see how well you really know the film.
Where do Charlie Hudson and Anna Penn first encounter each other in the film?
Central Park
The Plaza in Manhattan
Grand Central Terminal
Times Square
Show hint
Read the complete plot summary of It Had to Be You, including all major events, twists, and the full ending explained in detail. Explore key characters, themes, hidden meanings, and everything you need to understand the story from beginning to end.
At The Plaza in Manhattan, Charlie Hudson and Anna Penn find themselves thrust into wedding planning when their respective fiancés, Claire Parker and David Allen, are abroad in Europe for work. The pair’s paths cross in a serendipitous ripple of encounters: first at a reception, then again in an elevator, and once more as they separately enter a wedding-shopping world that hums with questions about commitment and chance.
Charlie Hudson invites his close friend Henry Taylor to dinner, and amid the flame of attraction, Anna’s presence lights up the room. The spark is undeniable, and the two share a moment that hints at something deeper than casual flirtation. Their elevator rendezvous repeats the tension, and Anna jests with a guarded warmth as she tries to navigate the growing pull between them.
That night, a small, almost cinematic mishap—Anna falling asleep in the tub with water spilling onto Charlie’s bed—forces a brief interruption in the mood, and Charlie heads upstairs to address the maintenance issue. The incident becomes a quiet reminder of how ordinary moments can tilt a life toward something new, something unexpected.
The next day, the two cross paths again in a wedding shop, registering side by side and catching glimpses of each other through the act of choosing rings and gifts. While they split to collect bridal party items, both notice the sales staff weighing in with their blunt, even cynical, views on marriage—an atmosphere that unsettles Anna and nudges Charlie toward honesty about his own feelings.
A dinner invites more intimate conversation. Anna reveals her teaching career, and Charlie opens up about leaving the police force after a devastating failure to prevent a child’s suicide. In parallel, Henry Taylor connects with Anna’s maid of honor, Tracey Meltempi, in a bar, where his charm is tempered by a sincere, non-pressuring approach that steadies Tracey’s expectations.
The couple’s search for a wedding band becomes a reminder of past lives. They encounter an old contact of Charlie’s who’s unsteady after a divorce, and they drop by to see the officiating priest. The encounter unsettles Anna, who retreats to lunch with her mother. The luncheon scene underscores tensions about compatibility and the fear that love might demand more than one is prepared to give.
Anna’s mother voices concerns about settling, and the dynamics with David’s mother—who warns that Charlie’s world could be affected by his past—add layers of familial anxiety to the romantic questions at hand. Charlie and Henry discuss the idea of love at first sight, and Tracey weighs in, encouraging Anna to consider what she really wants.
A pivotal moment comes when Henry nudges Charlie to confess. He rents a horse-drawn carriage, pours champagne, and plans a dramatic reveal. They come close to a kiss, but the reality of Claire and David—and the weight of commitments already chosen—pulls them apart, returning Charlie to his hotel room where Claire awaits.
The emotional arc shifts as the two couples confront the ache of possibilities not yet realized. Claire departs, and a cautious resolve settles over Charlie: he must tell Anna how he feels, even if the timing feels perilous. Anna’s response—fear that her feelings aren’t mutual—forces a pause that feels almost inevitable given the circumstances.
Time passes, and we glimpse the four lead characters resuming their lives: Charlie continues his writing, Anna remains dedicated to her students, Henry confronts his own sobriety, and Tracey seeks out Henry at the bar where their paths first crossed. Yet the pull between Charlie and Anna remains a quiet undertone beneath the surface of everyday life.
A year passes, and Charlie’s new book hits the shelves. An observant colleague hints that the narrative might be about their shared story, sparking Anna’s decision to seek out Tracey. They head to the precinct to find Henry, discovering that he has returned to his police roots and is currently helping a young person wrestling with despair. The reunion is warm yet restrained until a realization crystallizes: Henry is sober, and the trio begins to bridge the gap that once seemed insurmountable. The moment culminates in a hopeful kiss, signaling a renewed possibility for what they might become together.
The story culminates in a wedding scene that finally unites the two central arcs: Charlie and Anna’s wedding, where the journey through doubt, proximity, and courage finds its resolution in a commitment that feels earned and true.
This tale blends quiet humor, risk, and the messy beauty of imperfect timing, offering a portrait of love that can endure the jagged edges of doubt and the weight of life’s complicated obligations, all set against the glamorous backdrop of a quintessential New York landmark.
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